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Streamlined Refinance Application for Current Customers

GMAC Mortgage customers who apply for a rate-reduction refinance may be eligible for a streamlined online application process. 

The streamlined application automatically enters customer and property information contained in GMAC Mortgage database files, so it doesn’t have to be re-entered.  Simply confirm that the information is correct, and enter other data such as the amount to refinance, employer name, and monthly income.

Customers looking for an online cash-out refinance can also benefit from the pre-population feature, but they may be required to fill out additional standard information to complete the process.

You must be logged into your online account to take advantage of the streamlined refinance application. 

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